Indexed Universal Life Insurance
What is it?
If you're looking for a policy that offers the flexibility of Universal Life & a cash value account with higher growth potential, you may want to consider an IUL. Indexed Universal Life gives you the option to tie the cash value to the performance of a stock or bond index without directly investing in the market. It also gives policyholders the flexibility to adjust their premiums & death benefit in the event it is needed.
Benefits of IUL
- Cash value, along with potential growth of that value through an equity index account
- No capital gains taxes
- Offers permanent coverage provided premiums are paid
- Policies can be designed around your risk tolerance